Services
Document a loss
Support a claim
For carriers and employers
Service areas
Middle Tennessee
- Nashville
- Clarksville
- Murfreesboro
- Franklin
- Hendersonville
- Smyrna
- Spring Hill
- Gallatin
- Lebanon
- Columbia
- Brentwood
- Mount Juliet
- La Vergne
- Cookeville
East Tennessee
West Tennessee
Claim Documentation and Investigation Services
Every service Delator Claims Division provides in Tennessee, grouped by the kind of loss or the kind of request. Start with the area closest to your situation.
- Coverage
- 95 of 95 counties
- Dispatch
- 24 / 7 / 365
- Metro response
- Under 60 min avg.
- Statewide
- 4-hour guarantee
Vehicle Accident Documentation
Licensed field investigators photograph, measure and record collision scenes and the vehicles involved, before tow yards, body shops and salvage auctions change what there is to see.
Vehicle Accident Documentation overview
- Car AccidentNeutral photographs, video and measurements of passenger car crashes and damaged vehicles anywhere in Tennessee, for carriers, attorneys and drivers.
- Motorcycle AccidentSlide marks, gouges, rider gear and sightlines recorded after a Tennessee motorcycle crash. Neutral field documentation for carriers, attorneys and riders.
- Semi-Truck & Tractor-Trailer AccidentField documentation of tractor-trailer crashes in Tennessee: underride guards, trailer condition, long tire marks and equipment identification, any hour.
- Commercial Truck AccidentDump trucks, refuse trucks, wreckers and utility trucks documented after a crash in Tennessee, with frame heights, equipment position and load securement.
- Delivery Vehicle AccidentParcel van and food delivery crash documentation in Tennessee: stop position, vehicle markings, property damage and a doorbell camera canvass of the street.
- Company Vehicle AccidentIndependent documentation of company car and pickup crashes in Tennessee, separating old damage from new and recording contents, equipment and location.
- Box Truck AccidentBox truck collisions, low-clearance strikes and backing incidents documented in Tennessee with measured heights, signage, liftgate and cargo condition.
- Van AccidentPassenger, cargo and work van crash documentation in Tennessee, covering seating rows, belts, cargo partitions, tires and roof loads before they change.
- Bus AccidentTransit, school and charter bus incident documentation in Tennessee: interior layout, handholds, stop environment, camera locations and exterior damage.
- Rideshare AccidentNeutral field documentation of rideshare crashes in Tennessee: vehicle damage, pickup and drop-off locations, seating areas and scene measurements.
- Taxi AccidentTaxi and cab collision documentation across Tennessee. Cab markings, partition and rear compartment, taxi stand layout and vehicle damage, recorded as found.
- Construction Vehicle AccidentDocumentation of dump truck, mixer and construction vehicle collisions in Tennessee: spilled loads, site entrances, tailgates, sight lines and unit numbers.
- Government Vehicle AccidentNeutral documentation of collisions involving city, county, state and utility vehicles in Tennessee. Equipment, markings and scene evidence. No legal advice.
- Rental Vehicle AccidentIndependent documentation of rental car and rental truck damage in Tennessee. Full-panel condition surveys, overhead strike measurements and scene records.
- Trailer & Towed-Load AccidentDocumentation of trailer and towed-load crashes in Tennessee: coupler and ball sizes, safety chains, lamps, tie-downs, tires and the path of a loose trailer.
- Pedestrian AccidentNeutral documentation of pedestrian collisions in Tennessee: crosswalks, signals, street lighting, sight lines and vehicle contact evidence, day or night.
- Bicycle AccidentBicycle and e-bike crash documentation in Tennessee. Frame and wheel damage, paint transfer, lamps and reflectors, bike lane widths and road edge conditions.
- Truck & Heavy Equipment DamageDamage documentation for trucks, trailers and heavy equipment in Tennessee. Serial plates, hour meters, structural and hydraulic damage. No appraisal.
Accident Scene Documentation
How a collision happened, and the conditions it happened in, decide what evidence exists and how long it lasts. These pages cover scene documentation by collision configuration and roadway environment.
Accident Scene Documentation overview
- Accident With No Dashcam FootageNo video of the collision? DCD investigators document the scene, measure physical evidence and canvass nearby cameras anywhere in Tennessee.
- Parking Lot AccidentNeutral documentation of parking lot collisions in Tennessee: stall and aisle layout, painted markings, low-speed damage and storefront camera canvass.
- Intersection AccidentSignal heads, lane assignments, stop bars, corner sightlines and impact evidence recorded by licensed Tennessee investigators after an intersection crash.
- Rear-End CollisionBumper-level damage, brake lamp condition, pre-impact tire marks and traffic conditions documented neutrally after a rear-end collision in Tennessee.
- Side-Impact CollisionDoor intrusion, contact location, yaw marks and driveway or median access points documented neutrally after a side-impact collision in Tennessee.
- Head-On CollisionCenterline evidence, area of impact, frontal overlap, curve and crest sight distance documented by licensed investigators after a head-on collision.
- Multi-Vehicle AccidentEvery vehicle, every contact and the full scene recorded under one numbering scheme after a chain collision or pileup anywhere in Tennessee.
- Hit-and-RunVehicle fragments, paint transfer, departure marks and nearby cameras documented after a hit-and-run. Neutral field documentation across Tennessee.
- Backing AccidentBlind areas, mirror and camera views, reverse alarms and dock or driveway layout documented neutrally after a backing collision in Tennessee.
- Lane-Change & Sideswipe AccidentScrape direction, first contact points, mirror damage, lane markings and merge tapers documented neutrally after a Tennessee sideswipe collision.
- Rollover AccidentYaw marks, trip point, roll path, roadside slope and roof damage documented by licensed investigators after a rollover crash anywhere in Tennessee.
- Roadway Debris AccidentNeutral field documentation of roadway debris accidents in Tennessee: the object, its position, strike damage and gouge marks, recorded before cleanup.
- Nighttime & Low-Light AccidentField documentation of nighttime collisions in Tennessee. Investigators return at the same hour to record lighting, visibility and approach views.
- Poor-Visibility AccidentNeutral documentation of Tennessee collisions involving fog, sun glare, smoke or spray, including sun-angle visits and terrain that holds fog.
- Rain & Wet-Road AccidentNeutral documentation of wet-road collisions in Tennessee: pavement surface, wheel-path ruts, drainage, tire tread and faint wet-surface tire marks.
- Flooded Roadway AccidentDocumentation of flooded-roadway incidents in Tennessee: high-water marks, debris lines, barricade placement, culverts and water lines on the vehicle.
- Construction-Zone AccidentField documentation of work-zone collisions in Tennessee. Advance signs, tapers, barrels, lane shifts and drop-offs recorded before the next phase.
- Road Hazard & Pavement DefectMeasured documentation of potholes, shoulder drop-offs, broken pavement and utility cuts in Tennessee, recorded before the defect is patched.
- Traffic-Control & Signage IssueNeutral documentation of stop signs, signals, pavement markings and street lighting at Tennessee collision sites, recorded before repairs are made.
- Interstate & Highway AccidentField documentation of interstate and highway collisions across Tennessee: mile-marker location, ramps, barriers, shoulders and marks left after clearing.
- Rural Road AccidentDocumentation of collisions on Tennessee county and farm roads: narrow lanes, hill crests, hidden drives, ditches and crops that change the view.
Insurance Claim Documentation
A claim file is only as good as the facts collected at the start. These services put a neutral, timestamped field record into the file while the evidence still exists.
Insurance Claim Documentation overview
- First-Party Insurance ClaimNeutral field documentation for first-party insurance claims in Tennessee. Dated photographs, video and measurements recorded before repair or cleanup.
- Third-Party Insurance ClaimScene, vehicle and property documentation for third-party insurance claims in Tennessee, delivered to claimants, attorneys and insurers as a dated record.
- Liability ClaimNeutral documentation of physical conditions for liability claims in Tennessee. Measurements, lighting and layout recorded without opinions on fault.
- Vehicle DamageDetailed photographs and measurements of damaged vehicles at tow yards, shops and fleet lots across Tennessee, recorded before repair or disposal.
- Diminished Value Auto ClaimBefore and after repair condition documentation for diminished value claims in Tennessee, prepared for the appraiser or adjuster you choose. No valuation.
- Total-Loss VehicleCondition, options, mileage and damage documented on total-loss vehicles in Tennessee before salvage, for the appraiser or adjuster the client selects.
- Evidence PreservationField documentation that preserves perishable claim evidence in Tennessee: items in place, identifying marks, custody and temporary conditions, dated.
- Post-Accident & Delayed Scene DocumentationDelayed scene documentation in Tennessee: lasting pavement marks, roadway geometry, traffic controls and matching time-of-day views after the scene clears.
- Witness Identification & LocationLicensed Tennessee private investigators identify and locate witnesses to accidents and losses, then report who was found and how to reach each person.
- Witness Statement CoordinationVoluntary witness statements scheduled and recorded verbatim by licensed Tennessee private investigators, delivered without commentary or characterization.
- Disputed Accidents & Conflicting Driver AccountsNeutral field documentation for Tennessee collisions where drivers give conflicting accounts: damage patterns, lane layout, marks and each stated path.
- Missing Evidence & Surveillance Video CanvassCamera canvass of businesses and residences near a Tennessee accident scene. Footage is requested from owners before it is overwritten and logged by source.
- Uninsured & Underinsured Motorist ClaimNeutral scene and vehicle documentation for uninsured and underinsured motorist claims in Tennessee, including hit-and-run transfer evidence and witnesses.
- Subrogation SupportField documentation for subrogation files in Tennessee: loss scenes, product identification, component condition and custody notes before repairs begin.
- Cargo & Ground Transportation ClaimIndependent documentation of damaged, shifted or short freight at Tennessee docks, yards and crash scenes: seals, load arrangement, counts and packaging.
- Insurance Appraisal Clause SupportNeutral condition documentation for parties in an insurance appraisal process in Tennessee. Photographs and measurements only, with no valuation opinion.
Pro Se Insurance Claim Documentation
If you are dealing with an insurer yourself, a professional, neutral record of the scene, the vehicle or the property gives you something more than phone photos to work from.
Pro Se Insurance Claim Documentation overview
- Pro Se Car AccidentNeutral photographs, measurements and field notes of your car and the crash location, prepared by licensed Tennessee investigators. No legal advice.
- Pro Se Motorcycle AccidentRiders handling their own claim can have the motorcycle, riding gear and roadway recorded by a licensed Tennessee investigator. Documentation only.
- Pro Se Commercial Vehicle AccidentFor people handling their own claim after a crash with a truck or company vehicle: a neutral field record of your vehicle and the scene. No legal advice.
- Pro Se Property DamageHomeowners and small property owners handling their own claim can have damage recorded by a licensed Tennessee investigator. No valuation, no advice.
- Pro Se Insurance Evidence CollectionHelp gathering the physical record for a claim you are handling yourself: scene visits, camera canvass, witness contact details. No legal advice given.
Commercial & Fleet Claims
For fleet operators, risk managers, self-insured businesses and commercial carriers who need an incident documented at a terminal, a job site or a plant before operations resume.
Commercial & Fleet Claims overview
- Fleet AccidentScene and vehicle documentation after a fleet collision in Tennessee, with onboard devices noted as found. For fleet operators, risk managers and carriers.
- Employer & Work Vehicle AccidentNeutral documentation of collisions involving employees driving for work in Tennessee, including work contents, markings and scene conditions as found.
- Contractor Vehicle AccidentDocumentation of contractor and subcontractor vehicle collisions in Tennessee: door lettering, placards, trailers, loads and job-site entrances as found.
- Commercial Property ClaimPhotographs, video and measurements of damaged commercial buildings, tenant suites and contents in Tennessee. Condition is documented, not valued or adjusted.
- Company Property DamageDocumentation of damage to dock doors, gates, fencing, signs and parked trailers at Tennessee business sites, with contact marks and yard layout measured.
- Workplace IncidentSame-shift documentation of workplace incident locations in Tennessee warehouses, stores and yards: floors, lighting, aisles and equipment recorded as found.
- Industrial AccidentAs-found documentation of machinery, guards, controls and lockout conditions after an incident at a Tennessee plant. No equipment is operated or tested.
- Construction AccidentJob site documentation after a construction accident in Tennessee: scaffolds, excavations, edges, access routes and weather recorded before the site changes.
- Business InterruptionDated documentation of business premises after a loss in Tennessee, showing unusable areas and repair progress. Delator does not calculate lost income.
Property Damage Documentation
Tarps, board-up, water extraction and debris removal are necessary. They also erase the condition of the property at the moment of loss. Documentation is done first, or as early as access allows.
Property Damage Documentation overview
- Storm DamageNeutral photo, video and measurement records of severe thunderstorm damage across Tennessee, captured before cleanup, drying and temporary repairs alter it.
- Wind & Hail DamageField photography of hail impacts, spatter marks, dented soft metals and wind-creased shingles in Tennessee, recorded neutrally before the marks weather away.
- Tornado DamageNeutral field records of tornado-damaged property in Tennessee: structural displacement, debris fields and scattered contents, made before lots are cleared.
- Fire DamageNeutral records of fire, smoke and suppression-water damage to Tennessee property, made before board-up, cleanout and demolition. No origin or cause opinions.
- Water DamageNeutral photo and video records of interior water damage in Tennessee: water lines, staining and the suspected source area, made before drying and tear-out.
- Roof DamageNeutral records of roof condition for Tennessee claims: coverings, flashing, decking seen from the attic and ceiling stains, made before tarps or repairs.
- Residential Property DamageRoom-by-room neutral documentation of damage to Tennessee houses, condos and rentals for homeowners, landlords, tenants, carriers and their attorneys.
- Construction Defect & Construction DamageDated photos, video and measurements of construction conditions before repair or cover-up. Neutral documentation statewide, with no workmanship opinions.
- Premises IncidentNeutral documentation of stairs, lighting, doors, fixtures and sightlines where a premises incident occurred, plus a camera canvass, anywhere in Tennessee.
- Slip-and-FallFloor surface, lighting, warning signs, mats and footwear-level photos at a slip-and-fall scene, with a camera canvass. Neutral documentation statewide.
- Equipment DamageNameplate data, condition photos and measurements of damaged machinery and building systems, recorded before repair, teardown or disposal across Tennessee.
- Vehicle-Into-Building DamageVehicle path, barrier and curb evidence, the breach, intrusion depth and interior damage documented after a vehicle strikes a building in Tennessee.
- Fallen Tree DamageTrunk, break point, root plate, stump location and impact damage photographed and measured before a fallen tree is cut up and hauled away. Statewide.
- Catastrophic Loss & Disaster ClaimsMulti-site field documentation after Tennessee tornadoes, floods and ice storms, organized by area to one shot list, with clear notice of access delays.
Accident Reconstruction
A reconstruction can only be as accurate as the evidence captured at the scene. Delator's personnel have accident reconstruction experience and collect that evidence to the standard an analysis needs.
Accident Reconstruction overview
- Reconstruction-Grade Scene DocumentationReconstruction-grade crash scene documentation across Tennessee: measured evidence, scaled photo sets and field notes a reconstruction analyst can use.
- Scene MeasurementsBaseline and triangulation measurements of Tennessee collision scenes, tied to permanent reference points so the scene can be drawn to scale later.
- Skid-Mark & Tire-Mark DocumentationSkid, yaw and scuff marks identified, measured and photographed with scale across Tennessee before traffic and rain remove them from the pavement.
- Vehicle Positioning & Final RestMeasured final rest positions and headings of vehicles after a Tennessee collision, from on-scene measurement, police paint marks and physical traces.
- Roadway EvidenceDebris fields, gouges, scrapes, fluid trails and fixed-object strikes mapped and measured on Tennessee roadways to record area of impact indicators.
- Intersection & Sightline DocumentationSightlines and view obstructions at Tennessee intersections documented from driver eye height at measured positions, with obstruction dimensions.
- Photogrammetry-Ready PhotographyOverlapping photo sets with scale references and control measurements, captured in Tennessee so a reconstruction expert can extract measurements later.
- Vehicle Crush & Damage ProfileMeasured crush depth, contact and induced damage, paint transfer and restraint condition documented on Tennessee vehicles before repair or salvage disposal.
- Collision Scene PreservationEmergency documentation of Tennessee collision scenes before traffic, weather and cleanup remove tire marks, fluid trails, debris and fixed-object damage.
- Commercial Vehicle Reconstruction SupportTractor-trailer collision documentation in Tennessee: brakes and tires as found, load position, underride contact, and event data sources noted.
- Motorcycle Reconstruction SupportSlide and gouge marks, rider and machine rest positions, lean scrapes and helmet condition documented for motorcycle crash analysis anywhere in Tennessee.
- Pedestrian Collision Reconstruction SupportVehicle contact points, throw and rest location, lighting at the reported hour and crossing geometry documented for pedestrian crash analysis in Tennessee.
- Multi-Vehicle Collision SequenceDamage matching, rest positions and separate impact areas documented across every vehicle in a Tennessee chain-reaction crash so the sequence can be analyzed.
Insurance Investigation & Carrier Adjusting
Available to insurance carriers, self-insured entities, third-party administrators and the attorneys who represent them. Licensed Tennessee investigators, one dispatch line, every county.
Insurance Investigation & Carrier Adjusting overview
- Field Adjusting for Insurance CarriersField adjusting assignments across Tennessee for carriers, self-insured entities and TPAs. Loss inspections, scope notes and reports. Not for policyholders.
- Insurance Fraud InvestigationFact-gathering on questionable claims for Tennessee carriers, self-insureds and TPAs. Indicators are reported, not conclusions. Not offered to claimants.
- Suspected Staged AccidentField investigation of suspected staged collisions for Tennessee carriers, self-insureds, TPAs and counsel. Scene, vehicle and canvass findings reported.
- Liability InvestigationLiability investigations for Tennessee carriers, self-insured entities, TPAs and counsel: scene facts, statements, records and notice history for the file.
- Claimant Activity & SurveillanceLawful claimant surveillance for Tennessee carriers, self-insureds, TPAs and counsel. Public vantage points, date-and-time-stamped video, factual logs.
- Recorded StatementsIn-person recorded statements across Tennessee for carriers, self-insureds, TPAs and counsel. Taken with the subject's knowledge and consent on the record.
- Scene & Neighborhood CanvassDoor-to-door scene and area canvasses for Tennessee carriers, self-insureds, TPAs and counsel. Witnesses, cameras and local knowledge, logged by address.
- SIU SupportTennessee field work for carrier special investigations units: scene visits, vendor checks, interviews and records pulls, reported to the SIU's own format.
- Insurance Defense Counsel SupportField investigation for Tennessee insurance defense attorneys: witness location, scene work and trial preparation at counsel's direction. Not for claimants.
Workers' Comp & Medical Fraud Investigation
For workers' compensation carriers, self-insured employers, third-party administrators and their counsel who need facts from the field on a claim, a claimant's activity or a medical provider.
Workers' Comp & Medical Fraud Investigation overview
- Workers' Compensation Claim InvestigationField investigation of reported workplace injuries for Tennessee workers' comp carriers, self-insured employers, TPAs and their counsel. Facts, sourced.
- Workers' Comp SurveillanceLawful workers' comp surveillance for carriers, self-insured employers and TPAs in Tennessee: dated video, factual activity logs, no claimant contact.
- Workplace Injury Scene DocumentationInjury scene documentation for Tennessee workers' comp carriers, self-insured employers and TPAs: machine, floor, guarding and lighting recorded as found.
- Workers' Comp FraudFact-based workers' comp fraud investigation for Tennessee carriers, self-insured employers, TPAs and counsel. Indicators are reported, not conclusions.
- Exaggerated & Malingering Injury ClaimsFor Tennessee workers' comp carriers, employers and TPAs: observed activity set beside reported restrictions, with interpretation left to medical reviewers.
- Working-While-Collecting InvestigationVerification of undisclosed employment or business activity for Tennessee workers' comp carriers, employers and TPAs, using observation and public records.
- Coworker & Witness StatementsVoluntary, consent-recorded coworker and witness statements for Tennessee workers' comp carriers, self-insured employers, TPAs and their attorneys.
- Medical Fraud InvestigationField verification supporting carrier and SIU medical fraud reviews in Tennessee. Lawful observation and public records, with no medical opinions offered.
- Medical Billing FraudField checks that help Tennessee carriers, TPAs and SIUs test whether billed visits match observed activity. Delator does not audit bills or billing codes.
- Provider & Clinic VerificationOn-site verification that a provider or clinic operates at its listed address, for Tennessee workers' comp carriers, self-insured employers, TPAs and SIUs.
- Self-Insured Employer & TPA SupportStatewide field investigation and documentation for self-insured employers and third-party administrators managing Tennessee workers' compensation claims.
From request to delivered record
- RequestCall dispatch or submit the request form with the location, loss type and urgency.
- DeployDispatch assigns the nearest available licensed field investigator through the statewide network.
- DocumentPhotographs, video, measurements and factual notes are captured once the scene is safe to work.
- PreserveFiles are timestamped, organized and kept in their original form with a record of who captured them.
- ReportThe package is delivered securely to the requesting party, typically the same day.
Request documentation anywhere in Tennessee
Dispatch is staffed around the clock. For time-sensitive scenes, calling is fastest; the request form works for routine and scheduled assignments.